G.R. No. 193534 - SPOUSES MANUEL AND EVELYN TIO, V. BANK OF THE PHILIPPINE ISLANDS.[G.R. No. 194091, January 30, 2019] BANK OF THE PHILIPPINE ISLANDS, V. GOLDSTAR MILLING CORPORATION AND/OR SPOUSES MANUEL AND EVELYN TIO.D E C I S I O N - Supreme Court E-Library

Ruling

WHEREFORE, judgment is hereby rendered: 1) Declaring as null and void the promissory notes subject of this case; the real estate mortgages and their amendments; the Sheriff's notice of sale, the consolidation of ownership and the transfer certificates of title issued in the name of [BPI]; 2) Ordering [BPI] to render an accounting of the outstanding loan obligation of [spouses Tio] computed at the interest rates as stated in the corresponding Disclosure Statements attached to the corresponding promissory notes, and to furnish them a copy of such accounting; 3) Ordering [BPI] to pay [spouses Tio] a) PHP500,000.00 by way of moral damages; b) PHP200,000.00 as exemplary damages; c) PHP400,000.00 as attorney's fees; d) PHP10,000.00 per court appearance attended by counsel [for Goldstar and spouses Tio]; And cost of suit. SO ORDERED.